Understanding Home Insurance

December 28, 2020
4 min read

Property and casualty insurance is an insurance industry term that refers to property & liability coverage in its auto, renters, condo, co-op, and home insurance products.

Homeowners Insurance Binder (Simply Explained)

December 24, 2020
6 min read

A homeowners insurance binder is a temporary legal insurance contract that covers your home & provides proof of insurance while you wait for your official policy to be issued.

Waiver of Subrogation Endorsement (made simple)

December 23, 2020
5 min read

Let’s break down “Waiver of Subrogation” so you can easily understand it.

What is an Insurance Binder?

December 16, 2020
6 min read

Make sure to get your insurance binder when you purchase a new insurance policy. It covers you while you wait for your new policy to arrive! It’s also your proof of insurance.

Category 3 Water Home Dangers

November 30, 2020
6 min read

Are you covered for the most deadly and dangerous water, Category 3 water? 😳

Covered Perils by Policy Types

November 16, 2020
8 min read

Finally, a list of all covered and excluded perils (disasters) per policy type: Barebones Homeowners, Standard Homeowners, the Lamborgini of Homeowners, Old & Historic Homes, Renters, Condo/Coop/Townhouses, and Landlord policies.

3 Categories of Water Damage

November 10, 2020
4 min read

The 3 categories of water damage range from “I’m thirsty” 🍹, to “eww” 🤢, to “deadly” ☠️.

What is HO3 Insurance?

November 8, 2020
6 min read

Confused by insurance terms? HO3 insurance is the most common homeowners insurance policy in the US.

4 Point Inspection (for Insurance)

November 2, 2020
4 min read

Do you know why this house didn't pass its 4-point inspection? 😲

Wind Mitigation Inspection Cost

October 12, 2020
5 min read

Spend $100 and get 20-70% off your wind insurance premiums. It’s a no-brainer!

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