International Students have an Easier Way to Get Insurance
Insurance is already overcomplicated - imagine trying to figure out what you need coming from abroad. That's a significant challenge every year for international students coming to the U.S. to study. Here are five pro-tips to help you navigate the U.S. insurance waters.
- Always Shop. Prices can be very different across insurance carriers, so compare your options.
- Identification. Some insurance carriers might require a Social Security Number to get a quote. Not having an SSN poses a challenge to international students. In most cases, it's best to purchase from a carrier that does not have this requirement. However, you can contact insurance companies directly and ask for workarounds (usually providing a passport or foreign driver's license).
- Additional Interests. In over 95% of cases, international students are only purchasing renters insurance because the landlord requires it. Check the lease to see if there are any required additional interests to list on the policy.
- Know the Coverages. Do you need extra electronics coverage? In the U.S., there are specific carve-outs and sub-limits in policies. Check our easy learning tool to see what is and is not covered.
- Listing a Roommate. Some carriers do let un-related roommates purchase a shared policy. Not sharing insurance with your roommate can be a blessing in disguise.
You can do the shopping yourself or let Young Alfred do it for you. Just fill out a quick 60-second application.
At your service,