two iron kettles over orange flameProtect Yourself Against Winter Fire Hazards

The deadliest house fires occur in the winter, with winter home fires accounting for 38% of annual home fire deaths. Here are some critical winter fire facts and tips you should know to protect your home and family.

Cooking Fire Hazards and Home Insurance

According to the NFPA, cooking causes 43% of annual home fires, which makes it the leading cause of house fires. Cooking fires generally occur when accidentally leave a combustible item near a heat source. Make sure that there are no flammable or alcoholic liquids or objects near your flame, and never leave cooking unattended.

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Holiday Tree Decorations and Fire Risk

A common cause of house fires in the winter months is holiday decorations. Fires from holiday trees are the least common, but most deadly, with about 22% of holiday tree fires leading to deaths. You can limit your risk of holiday tree fires by ensuring that there are no combustible or flammable objects near your holiday decorations. Water your tree frequently to prevent dry needles. Keep space heaters or any portable heating systems away from your holiday decorations.

Winter Hazards from Home Heating Systems

Fires from heating sources account for an average of 45,900 house fires annually, making heating sources the second leading cause of home fires. About 27% of these fires happen from a failure to clean a wood stove or fireplace.

As alternative heat sources can be dangerous, the National Association of Insurance Commissioners warns that your homeowners insurance premiums can be higher or insurance coverage denied if you have a wood stove or fireplace. Check your policy to make sure that you have adequate coverage in case of house fires.

Snuggle up and stay safe this winter!

At your service,
Young Alfred