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Why GEICO Does Not Offer Their Own Home Insurance

We all know GEICO insures over $30 billion in auto insurance premiums for American drivers. How much premium do they write as a carrier in home insurance?


Why does one of the nation's largest auto insurance carriers not offer a GEICO home insurance policy? Well, home insurance is a complicated product from a risk and regulatory perspective. It is also an incredibly fragmented industry, with a different set of carriers operating in the state of Florida vs. Texas or California vs. New York. GEICO may be concerned about the risk from their home insurance offering contaminating the profitability of their successful auto book. Rather than take the chance on property insurance, GEICO has a fully licensed insurance agency to offer home insurance from the following carrier partners:

  • Adirondack
  • AIG
  • All Risks
  • American Modern
  • Arrowhead
  • ASI
  • Assurant
  • Berkshire Hathaway Specialty Insurance
  • Cabrillo
  • Chubb
  • Citizens
  • Cypress
  • FedNat
  • First Insurance Company of Hawaii
  • Foremost
  • The Hartford
  • Hawaii Insurance and Guaranty Company, Limited
  • Heritage Property and Casualty 
  • Homeowners of America
  • Homesite
  • Interboro
  • Island Insurance
  • Liberty Mutual
  • Mountain Valley
  • Narragansett Bay
  • National General
  • New Jersey Skylands
  • Privilege Underwriters Reciprocal Exchange
  • QBE
  • RLI Insurance Co
  • SageSure Insurance
  • Security First
  • Stillwater
  • Tapco
  • National General
  • Travelers
  • Universal Ins Co of North America
  • UPC Insurance
  • Wellington

You aren't buying a GEICO insurance policy, but just one of the carrier partners from GEICO. They do have many options to choose from, which is one key advantage of working through an insurance agency. Young Alfred is also an insurance agency -- specializing in home insurance. Young Alfred offers coverage from over 40 carrier partners in all 50 states.

Cancel your GEICO home insurance policy

If you need to cancel your GEICO home insurance policy, you have to first find the correct carrier you purchased and then call a specific GEICO number associated with that carrier to cancel your home insurance.

There is no problem sticking with GEICO for home insurance - they have a few moves left:

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At your service,
Young Alfred